Text + -

COVID-19 State of California Resources

Unemployment Insurance Work-Sharing Program

Employers who are considering laying off employees due to a slowdown in business from the coronavirus can apply for the UI Work-Sharing Program, which partially offsets reduced worker hours and wages with UI benefits. The program allows you to retain trained employees and quickly prepare for when business improves. 

You can apply for a Work-Sharing plan by completing the application and mailing it to the address on the top of the form. 

Small Business Finance Center (SBFC)

The state of California’s CA Infrastructure and Economic Development Bank’s (IBANK) Disaster Relief Loan Guarantee Program (DRLGP) for small businesses affected by COVID-19 is also accepting applications.

The Small Business Finance Center (SBFC) partners with Financial Development Corporations to provide loan guarantees and direct loans for small businesses that experience capital access barriers.

Who Can Apply

Eligible Applicants

  • Small Businesses located in California with 1-750 employees that have been negatively impacted or experienced disruption by COVID-19
  • Eligible Nonprofits

Guarantee Terms

  • Guaranteed up to 7 years
  • Guarantees up to 95% of loan
  • Loan interest rates negotiated between lender and borrower
  • Qualifications based on lender criteria

 Loan proceeds to be used for continuance of business including, but not limited to:

  • The funds are meant to help small businesses through this challenging time. Loan proceeds can be used for business continuance or to cure “economic injury” as a result of the COVID-19 pandemic.

How to Apply

Qualifying small business owners may apply directly with a participating lender:

More information on the Small Business Finance Center (SBFC) IBANK Disaster Relief Loan is available .

Facebook Small Business Grants Program

"We know that your business may be experiencing disruptions resulting from the global outbreak of COVID-19. We’ve heard that a little financial support can go a long way, so we are offering $100M in cash grants and ad credits to help during this challenging time," according to facebook.com.

More information on Facebook Small Business Grants Program is available .

James Beard Foundation

The James Beard Foundation is working to bring restaurants, bars, and other independent food and beverage operations economic relief by launching a fund that will gather support from corporate, foundation, and individual donors to provide micro-grants to independent food and beverage businesses in need.

More information on the James Beard Foundation Fund is available .

Go Fund Me

The Small Business Relief Initiative was started by GoFundMe to help small businesses that have been affected by the COVID-19 pandemic and empower their communities to rally behind them. GoFundMe has partnered with Yelp and Intuit QuickBooks to provide small business owners with the financial support and resources needed to continue running their businesses during and after the coronavirus crisis.

As part of the Small Business Relief Initiative, GoFundMe, Yelp, and Intuit QuickBooks have each donated $500,000 to the Small Business Relief Fund. GoFundMe.org, the company’s charitable and advocacy arm, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund and GoFundMe.org will provide grants to small businesses across the United States, starting with the hardest hit areas. The Small Business Relief Fund will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe. More partners will be announced in relation to this initiative at a later date.


Yelp has established $25 million in relief focused to support independent local restaurant and nightlife businesses by waiving advertising fees, offering free advertising, products and services during this period. As part of this relief effort, restaurants and businesses remaining open will receive free access to Yelp page upgrades including Business Highlights and Call To Action as well as Connect, which will help them communicate timely information to their customers. Restaurants will also receive three months of free access to Yelp Reservations and Waitlist. For restaurant clients that offer delivery and/or takeout, Yelp will provide $100 in free search advertising. In addition to waiving advertising fees for independent restaurant and nightlife clients during this period, Yelp also offers support for independent local advertisers in other categories that are struggling to pay their bills during this difficult time. 

More details on the restaurant and nightlife business relief program can be found


Download the WhutsFree app to advertise to customers a “free offer.”  Customers can search participating businesses in the area and access the free offer right from their phone.   WhutsFree creates and advertises the offer at no charge. Download the app for free or contact kathy@whutsfree.com for more information.


Understanding the toll of small businesses closing their doors to help fight the spread of the COVID-19 virus, Verizon will donate $2.5 million to Local Initiatives Support Corporation (LISC), a national nonprofit that has invested $20 billion to fuel economic opportunity for people and communities across America.

More information is available 

Credit Card Payment Leniency

Many credit card companies have announced they will provide COVID-19 relief for small businesses by waiving service fees for 30 days or offering other types of disaster relief assistance for small businesses. Check with your bank or credit card company to find out if they are offering any special services during the COVID-19 pandemic. During times of crisis, many lenders and credit card companies are willing to negotiate on payment timelines and fees.

See this list of banks helping customers who are impacted by the coronavirus.